Anyone who intends to travel to Arkansas, must have some information at its disposal, or they may have a problem. Like most states, Arkansas has set minimum liability coverage required for each driver, before they could legally drive within the state. First, we look at some of the details of the minimum requirement.
Firstly, every driver in Arkansas must have a minimum compensation liability for bodily injury of $ 25,000 dollars for each victim and 50,000 dollars per accident. In addition to this, there is also a minimum liability coverage for damage to property in the amount of 25 000 dollars. Let us explain this a bit more.
Liability for bodily injury relates to the coating costs associated with the cost of treatment of victims, funeral expenses, loss of wages, etc. Note that this does not include your own cover.
Liability for damage caused to the property – the price that arises from other people & # 39; a property which has been damaged as a result of accidents. Once again, this does not include your property.
Why am I not covered?
Arkansas, like many other states, wants to protect other road users against careless drivers. If you want to get coverage for yourself, you will have to get more coverage. Ask your insurance agent for more information.
Each driver in Arkansas must know the reason for which the state allows their insurance company to cancel the policy. These reasons include:
1. The non-payment of premiums
2. Fraud or misconception
3. If you are condemned to three times for speeding and inconsiderate management.
4. The case of conviction for drunken driving and
5. To kill somebody of his car.
You should be aware of these possible reasons permitted Arkansas. Thus, the insurance company must notify you 10 days notice, if the cancellation is related to the unpaid premiums and 20 days for other reasons.
I need you to know that you have a very affordable car insurance, if you know how. To get affordable car insurance in Arkansas, you can start by getting a quick car insurance offers. Comparing auto insurance quotes, you are given the opportunity to choose from a number of insurance companies the one that offers you the best price.
Another way to get cheaper rates on car insurance – take advantage of discounts. Talk to your agent this and be sure to use them, and you make a good savings.
Drivers in Arkansas can get additional information in the Arkansas Insurance Department by phone 501 371-2600.
Take action now and take advantage of insurance coverage.